Today I went on a search for some fodder to inspire a new blog, and what I found was, well, a blog. “Love in the Time of Foreclosure” is a blog written by a California couple going through a foreclosure. One would think that something based around such a somber situation would be sort of dark and depressing, but it isn’t!
The hardship that they are facing is that Steph is a playwright who hasn’t had any income in five years and Bob, the sole breadwinner, lost his job. They have since been working temp and contract positions, but still do not pull in enough money to pay their mortgage. Their house, which they sunk a lot of money into, is not worth the amount they owe (very common nowadays, especially in Michigan) so selling is out of the question for them.
The great thing about this couple is that they are trying really hard to save themselves from having their house foreclosed on and are open to possibilities. They set up meetings with their mortgage company, inquire about all of the loan modification programs they find out about, and eventually negotiate a short sale. (Though the foreclosure/short sale is behind them, they are still blogging.)
It’s really too bad that they don’t live in Michigan because we could have taken a lot of stress out of their lives by doing the short sale for them. The good news is that if you live in Michigan, we may be able to help you. We keep it pretty easy, too – there is absolutely no fee of any kind and we never ask you to make improvements to your house. Give us a call and you’ll see!
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