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Short Sale or Bankruptcy?

Many families are struggling with this question when facing a Michigan foreclosure. Remember, I’m not an attorney, so I can’t advise you which is best for you and your family.

I have ask a simple question to help you decide on your own what direction to start in:

“If it weren’t for the foreclosure, would you still consider the bankruptcy?”

More often than not the answer will be “well, no”.

I suggest you consider trying to sell the house on a short sale. If we’re all successful with working with you on this, and we stop the foreclosure and save you from putting a bankruptcy on your credit, why not give it a try? Also consider that filing for bankruptcy could cost you thousands of dollars while working a short sale with us won’t cost you a dime.

If you are seriously considering a bankruptcy, before meeting with a bankruptcy attorney, be sure to write out these questions and ask them all at your first meeting.

Give me a call and I’d be glad to discuss your options with you!

Emily

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Our Real Estate Attorney

Recently, I’ve (kind of) blasted attorneys. Most are so focused on protecting their interests first, it’s a joke.

I’ve been working with a Kalamazoo Real Estate Attorney that’s an exception. Down to earth, talks in English, and is solution oriented!

If you ever need one (regardless of where you are in Michigan) I’ll give you his number.

Anyway, I met with him yesterday to fine-tune some of our processes and to make sure we’re still doing everything we can to stop Michigan foreclosures.

Of course we’re attorneys, but we need to understand Michigan foreclosure law pretty well to be able to stop foreclosures (makes sense, eh?)

So, I invested a couple hours with him yesterday (at $100/hr !) so I can better serve our homeowners. An investment I’m always willing to make.

Joel

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7 misconceptions (and truths) about attorneys, Realtors® and Mortgage Lenders

Learn the 7 misconceptions (and truths) about attorneys, Realtors® and Mortgage Lenders and how they relate to possible solutions (or not) to your Michigan Foreclosure. Watch this, take the time to think carefully before choosing one of these professionals.

Emily

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