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2 More Houses – Another $267,000 of Debt Wiped Out

Last week, we closed on two different houses and my team made $267,000 of debt disappear between both of them. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though based on all of the testimonials you’ll find here and here. And here’s two more!


“What can we say about Joel and the people who work with him. They were amazing from the very beginning. We, like many people, were in a bad situation with our mortgage company with the high interest rate which led to a payment we just couldn’t afford. Desperate, we bought into a couple scams which cost us money we didn’t have. So needless to say when I heard from Joel we were a little skeptical. That feeling was completely wrong. From the very beginning they have stayed true to their word. They were always so compassionate about our situation and what we were going through. Even when things didn’t go necessarily as planned, they continued to work hard to get any issues resolved. They were not just negotiators to us, they truly became our friends who we feel sincerely cared. We are so thankful to them for helping us resolve a situation that no one ever wants to go through. I would recommend anyone who has any needs as far as their houses go to get in contact with them. They are great. Just in case you’re wondering our original debt was $197,000. Joel’s team got the mortgage company to settle for $86,000 which was a savings of $111,000. Amazing!!”

Mike and Jen, Hamilton, Michigan


“I found myself looking for another job after I moved back home to Grand Rapids, Michigan. I did not realize it would take me so long to find employment again and dwindled down my savings to save my house. I called the bank for help and did everything they asked me to do – sent hardship letters and financial statements, they basically said we cannot help you unless you are delinquent. I have never paid a late payment in my life, but I had to. I finally was referred to a realtor Curt Hausser who was so understanding and sympathetic – he referred me to Great lakes, from the day I asked for their help my embarrassment and stress went away. My original debt was $267,000, the house was settled for $110,000, which wiped out $157,000 of debt. This is for real! Thanks all of the staff at Great Lakes.”

Linda, Howard City, Michigan


Joel

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Greenville and Kalamazoo Testimonials

Last week, we closed on two different houses and my team made more debt disappear. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though based on all of the testimonials you’ll find here and here. And here’s two more!


“Due to my husbands job loss we were unable to pay our mortgage. We found ourselves in default of our mortgage after 8 years of paying on time. The home was in foreclosure when we first heard about Great Lakes Home Solutions, Inc. (GLHS). We didn’t feel like we could do anything to improve our situation besides trying to “short sale” the house. It turned out being a great decision. GLHS ended up wiping out $97,000 of debt, which was a great weight being lifted from us. I would recommend GLHS to anyone that is going through the same situation. It was a great decision.”

Deon & Nicole, Kalamazoo, Michigan


“After having the house on the market for three years and had several deals fall through due to the rapidly declining market, Great Lakes Home Solutions, Inc. was our last resort. We could not afford to keep putting good money after bad and had hard decisions to make regarding our family’s financial future. Great Lakes assigned Realtor was able to sell our home and Great Lakes negotiated an agreeable arrangement with our mortgage company that allowed us to walk away and begin our lives again, with a much better credit future than a foreclosure would have allowed. At least now we can have hope of someday securing a new home for our children to grow up in, in the future. The fact that we were currently living in a different state due to jobs, did not affect the quality of attention that Great Lakes offered our family, even though it meant more work on their part to put our deal together and still make tight deadlines. We appreciate their hard work.”

Gary & Marci, Greenville, Michigan


Joel

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Will the Government’s New HAFA Short Sale Work For You?

Due to the overwhelming number of homeowners out in need of short sales, and the success rate of said short sales being extremely low, the government has stepped in to attempt to help out. The new “Home Affordable Foreclosure Alternative” program has been created in order to give mortgage companies an incentive to close these deals. But is a HAFA short sale right for you? Answer this little questionnaire, and we’ll find out.

  1. During the short sale process (which can take several months) are you able to make mortgage payments at a minimum rate of 31% of your gross (before tax) income?
  2. Are you currently living at the property?
  3. Do you have a second mortgage that is willing to accept only 3% of the balance of that loan as payment in full?
  4. Are you willing and able to keep paying utilities, assessments, association dues, and interior and exterior maintenance costs?
  5. Is your property in good condition, or are you willing to bring it up to a good condition (and keep it there)?
  6. Are you willing to take the chance that the short sale may be denied, in which case you will be forced to accept a deed in lieu of foreclosure? (turning the house over to the bank – yikes!)
  7. Will you agree to let the bank decide how much your house is worth, instead of you deciding on a value with your REALTOR®?

If you answered no to one or more of these questions (there are a few more stipulations, by the way) then you will be denied for a HAFA short sale. The good news is that you can still do a short sale the old fashioned way. And the better news is that we can take all of the stress out of it by doing it for you. You won’t have to make any repairs to your house, and you will never have to give us (or anyone involved) any money. Give Emily a call at (269) 685-5921 today and find out what we can do for you!

Joel

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2 More Houses – Another $170,000 of Debt Wiped Out

Last week, we closed on two different houses and my team made $170,000 of debt disappear between both of them. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though based on all of the testimonials you’ll find here and here. And here’s two more!


“My hardship started the summer of 2008. Unfortunately I went through a divorce and lost my job. My husband had left me the house and all bills. I owed $146,000 on the house. I made payments until I couldn’t anymore. Great Lakes Home Solutions stepped in and helped me out greatly. Their staff is wonderful and they bought the house and saved me from owing my lender $117,000.”

M. Rose…, Rockford, Michigan


“We were living paycheck-to-paycheck and I was working 70 hours a week. Then I took a pay-cut and lost my second job. Great Lakes negotiated a short sale and effectively wiped out $53,000 of our debt. Throughout the course of this process, everyone at Great Lakes was sensitive to our needs and supportive. The communication was clear and concise. We truly appreciate all of their efforts and recommend their services.”

Matt and R, Sparta, Michigan


Joel

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More Testimonials – I Can’t Keep Caught Up!

I’ve been having a hard time keeping up with all of the testimonials we’ve got coming in.  Over the last 3-4 weeks I think we’ve had about 5 short sale closings, and over the next 3-4 weeks we’re looking at about 7 short sale closings. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though, based on all of the testimonials you’ll find here and here. Oh, and here’s two more!


“… there were no secrets and everything was toally disclosed …”
“… we were excused of about $80,000 in debt …”

[audio:richard_diana.mp3]

Richard & Diana, Holland, Michigan


Working with an impossible situation my real estate agent brought in Joel and his team. With my wife passing away I lost not only a great partner but a third of my income. My parents were living there and had no monies to help with mortgage. Joel and his main person Emily did a very professional very very good job under some extreme circumstances and sold the property. They saved me over $106,000 in debt. Working with Emily and Joel was about as easy as it could get. Always up front about everything and always very friendly. I would highly recommend them for any situation that may arise.

Bob, Grandville, Michigan


Joel

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2 More Houses – Another $254,000 of Debt Wiped Out

Last week, we closed on two different houses and my team made $254,000 of debt disappear between both of them. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though based on all of the testimonials you’ll find here and here. And here’s two more!


“We are grateful to Great Lakes Home Solutions, Inc and especially Joel Zieve for saving us from foreclosure on our home. When we had given up and had prepared ourselves for a foreclosure we received a call from Joel. Joel helped us to work out a settlement with our lender which saved us about $108,000. Joel helped us each step of the way and made the process painless. Thank you!”

Rick and Sharon, Grand Rapids, Michigan


“Started out with a two mortgage debt ($286k and $70k). Having to move out west to take new job the house had to go up for sale. Depressed economy had the appraised value of the house significantly lower – house ended up selling for $140k. GLHS got a total of $146k debt released. Business with Great Lakes Home Solutions, Inc, specifically Joel and Emily has been great – made this transaction from out of state painless. Great recommendation from Beth Foley (our Realtor).”

Bill and T., Fennville, Michigan


Joel

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2 More Houses – Another $129,000 of Debt Wiped Out

Last week, we closed on two different houses and my team made $129,000 of debt disappear between both of them. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though based on all of the testimonials you’ll find here and here. And here are two more!

 


 

“I have had a great experience in using Great Lakes Home Solutions in settling my foreclosure. I had a few health issues and was out of work for some time and acquired a great debt, Medicare and misc. My house payments became late and foreclosure started. G.L.H.S. was able to settle my mortgage of $107,000 for $31,000 saving me $75,000. I highly recommend this company”

Todd, Portage, Michigan

 


 

“After depleting our savings, and with only Social Security, we had debt of $123,000, and not being able to sell the home because of the housing market – we contracted Great Lakes Home Solutions – and they helped wipe out our debt of $54,000. They explained every step in the process; I would definitely recommend this business to anyone. They were very pleasant and very helpful.”

Judith & JoAnn, Grand Rapids, Michigan

 


 

Joel

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2 More Houses – Another $225,000 of Debt Wiped Out

Last week, we closed on two different houses and my team made $225,000 of debt disappear between both of them. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though based on all of the testimonials you’ll find here and here. And here’s two more!

 


 

“When Great Lakes Home Solutions Inc. approached me, I had gone through a divorce and was left with a house that I couldn’t make payments on.  The debt load was $204,000.  As a single Mom, there was no way I could finance this amount.  I exhausted all options. When Great Lakes Home Solutions Inc. contacted me, I was at my wits end.  My house had been listed for several months and nothing was happening.  The mortgage company was getting more aggressive. I just didn’t know what to do.  I met with Great Lakes Home Solutions Inc. and we discussed my options with what they could do for me.  They approached the bank and came to an agreement of a short sale of $101,000.   The bank accepted – what a relief!! When buyers came along who were interested things came to a close quickly.  I had $103,000 of debt wiped out because of their help.  I can now breathe. I would definitely refer anyone having issues with their house payment to Great Lakes Home Solutions Inc.”

Karen, Cedar Springs

 


 

“The minute Great Lakes came on board the ball started rolling much faster than it had earlier. Within weeks of signing on my house was sold with very little work on my end. I travel a lot and at times makes it hard for me to perform a lot of the functions that go into selling a house. The staff was knowledgeable and well organized. The original debt was $260,000. Settled at $138,000, which in turn wiped out $122,000 and saved me on foreclosure.”

 Adam, Grand Rapids

 


 

Joel

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Quick Office Tour & Team Intro

We just recorded this short tour of our new office and intruction to our team.  Check it out!

Joel

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Walk Away From a Mountain of Agony

Within the last week, we closed on two different houses and my team made over $220,000 of debt disappear between both of them. How is this done? This is done with a short sale. Don’t know what a short sale is? Well you can search this blog to learn more, or just give us a call. We’re really good at them though, based on all of the testimonials you’ll find here and here. Oh, and here’s two more!


“… we had absolutely no hope, assumed we’d have to file bankruptcy, didn’t know how we’d work through a divorce…”
“… to be able to walk away from a mountain of agony …”

[audio:steve_kelly.mp3]

Steve & Kelly, Kalamazoo, Michigan


I had the opportunity for Great Lakes Home Solutions to help me through my difficult time of facing foreclosure on my house. They were always in constant communication with me and helped make things a bit easier to face. My original debt on the house was $128,000 and they wiped out $78,000 that was owed after settling for $50,000. I am very much impressed with this company and can’t thank them enough for all their help and support.

Diane, Kalamazoo


Joel

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