How Did You Know?!

One question that we get asked a lot is “how did you know I was behind on payments and facing a foreclosure on my house?”

They are referring, of course, to the mail they received from Emily (“Mom”) Danger offering to help them with their pending Michigan foreclosure (at no charge of course). I know they are probably wondering “who else knows about the foreclosure?!”

What most people don’t know is that Michigan foreclosure laws require lenders to publish foreclosure notices in a newspaper that is circulated within the same county where the house is located. The foreclosure notice must be listed in the newspaper for at least four consecutive weeks.

This is where we get the names and “legal descriptions” of properties going into foreclosure. Every week, after we get the names of people facing foreclosure out of the newspaper, we go to the Register of Deeds and conduct a property search so we can convert those legal descriptions into property addresses so Emily can send the letters.

It’s the best way to reach those of you who need help, but don’t know where to turn. It may seem intrusive and bold on our part, but it’s really the fastest, most efficient way to make contact. Where else are you going to get the information you need to look at all of your options? Especially if you owe more than what you house is worth and can’t afford to make the payments any longer?

I hope that every letter Emily sends out generates a call, because I know we can help so many people out there. Everyone that calls is glad they received this letter so they can be shown options when facing the Michigan foreclosure.


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